Ethic Hub universalizes access to global financial market, connecting investors to solvent projects

What is the platform about?

EthicHub is an investment platform that universalizes access to highly profitable positive impact projects, by directly connecting investors to projects rated by risk level.

Investors have the freedom of choice between highly profitable projects in developing countries. The platform provides access to better reward-vs.-risk investment opportunities, which are usually found in those countries.
Small and unbanked producers can benefit from lower interest rates, due to greater financing supply and take advantage of a stored credit history on the Blockchain. More liquidity allows them to improve productivity, a higher profit from labour and as a result a better quality of life.

Crypto to Fiat Exchange:

In the first stage of the system, the representative of the farmer community will need to open a bank account and a crypto coin exchange account. He will receive the funds in crypto, change them into his local currency and transfer them to his personal bank account. The loan will be nominated in the borrowers' local currency. The exchange rate will be determined by a third party oracle straight to the Smart Contract.
In a second stage, thanks to our partnership with Mobilum, borrowers will be able to directly dispose of crypto from their own wallets by paying at any shop accepting Visa, without the necessity of a bank account.
In the third stage, decentralized exchange points like the ones being developed by Dether will be installed in the farmers' villages and even avoiding the involvement of Visa credit cards.

Some interesting features when it comes to the platform:

Making Finances Accessible.

Both efficiency and transparency are incremental when it comes to funding a project. Eliminating intermediaries and proposing to invest in projects which would only have a positive impact as well as a substantial profitability is something that Ethic Hub shall focus on.

Finance Democratization.

The platform wants to provide universal access to credit for the producers and to the best investment opportunities for the investors.

Reassessing Reputation.

The best thing about all of the above is that reputation and trust shall be conveniently transformed into assets through the repayment rating and the success records of the Local Node and the Borrower. In other words, the producer’s behavior and historical attitude will have an impact on his capability of receiving the necessary credit.

Interesting explain video about a new project:

Token:

The EthicHub token is designed to incentivise key stakeholders positive behaviour: Investors to invest and refer; Borrowers to pay back; and Local Nodes to select good projects and refer new trustful Local Nodes. It is also designed to mitigate the main barriers to the adoption of our system: default and exchange risks. You can read more about it in our Token Paper that will be realised soon.

The total supply will be 100M, so it would need a market cap of 64M USD to ensure the initial price of 0.64 USD remains, however the circulating supply will likely be less so maybe around 30-40M USD for the 0.64 USD price. It only needs to be in the top 250 coins for this to occur, so it seems like a reasonable price.

The platform pre ICO is currently on. It started since on the 8th of February, 2018 at 13:00 UTC and it will end on the 9th of March, 2018 at 13:00 UTC. 1ETH will be equivalent to 5,000 Ethix during the pre ICO. The accepted currency is ETH. There will be bonuses for any token purchase during the pre ICO. The 2nd Token Sale that is the main ICO and listing of Ethix Token in exchanges will be in the 3rd quarter of 2018. Ethix token delivery will end in the 4th quarter of 2018.