Pngme - Decentralized Lending Platform and Mobile Banking App

Pngme is global lending marketplace that gives institutional investors access to an alternative lending asset class. Using blockchain technology, decentralized rate setting algorithms, and digital-footprint-based credit scoring Pngme creates an open and transparent lending marketplace where borrowers can obtain low-cost capital and investors can access alpha.

For borrowers Pngme provides the necessary tools to credit score their customers and raise capital by issuing digital bonds that are sold on our lending marketplace to investors. Our Credit Scoring APIs allow for seamless integration with a borrower’s mobile payment application in order to embed credit default risk into the digital bond through our Digital Bond API. By providing current and historical credit risk information investors are able to price capital more efficiently and increase the supply of affordable capital for borrowers.

Our mission is to close the $5.2 trillion dollar finance gap that affects 200 million MSMEs globally. This will drive sustainable economic growth from the bottom of the financial pyramid increasing opportunity and quality of life.

Design feature

Users of Pngme will be able to:

Make mobile payments
Earn interest on savings
Take out asset backed loans
Build a digital footprint credit score

Team

Official resources of the project Pngme:

● WEBSITE: https://pngme.com
● TELEGRAM: https://t.me/pngmecommunity
● WHITEPAPER: https://docsend.com/view/fc9a5r5
● ANN THREAD: https://bitcointalk.org/index.php?topic=5140127
● FACEBOOK: https://www.facebook.com/pngme
● TWITTER: https://twitter.com/pngmemobile
● MEDIUM: https://medium.com/pngme
● LINKEDIN: https://www.linkedin.com/company/pngme/
● YOUTUBE: https://www.youtube.com/channel/UCmUPIgu-xfdYijOS7eOwYyg

● AUTHOR:
● BTT USERNAME: sabic
● BTT PROFILE LINK: https://bitcointalk.org/index.php?action=profile;u=2591558
● ETH ADDRESS: 0xd61548E0d81A99174aD2Ab9c1F00e3069B34fAC1